Veterans, active military, or reservists all may qualify for a VA loan to purchase a house.  

Here are the features:

• No money down
•  Seller can pay a portion, or in some instances all of buyer's closing costs.
•  No mortgage insurance is added to the payment.
•  Credit score should be 580 or higher to qualify.
•  There is no limit to how many times you can use your benefits to get a VA mortgage. 
•  Seller is not required to pay any closing costs for the buyer, not even the termite report.
•  The home must be in at least average condition with no issues that would negatively affect the health and safety of the borrower.
•  Appliances are not required to convey in the home being purchased.
•  If disabled, the veteran may be exempt from paying the VA Funding Fee and/or property taxes 
•  Loan can be in veteran’s name alone or with spouse, no other co-signers are allowed
•  Owner occupied only